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As Carmina prepares for the upcoming changes on February 1, 2027

Carmina heard that YouTube has a new guideline for those who are considering to be fully monetized starting February 1, 2027 , lots of people will be affected. People are already having a difficult time accomplishing 4,000 public watched hour what happens when it is double task. Carmina is grateful she has passed the 3,000 public watched hours yet worried if don't reach being fully monetized. I know it explains that won't be affected however we want to make sure by February 1, 2027, that we are fully monetized giving me five months to work harder. As of August 9, 2026, Carmina has 383 public watched hours to accomplish to be fully monetized. My friends tell me better have extended public watched hours just to be safe. The only way to complete the public watched hours is either you have friends play your playlist, go live streaming and do premiere since counted as a live stream. Somehow, I am grateful had encounter YouTube friends helping me with my public watched hours. The...

Reloadable Prepaid Credit Card in the Philippines

Sample of the PayMaya Card

Everyone wants to have access on having their own credit card in their wallet.

Did you know we have PayMaya which any student has a parent's consent to have a PayMaya they can be eligible to have one link to their phone number.

It is easy to apply for one you just need to download the app in your phone.

Sign up an account to proceed with the registration form.

  1. Show proof of your identity that has the exact information on your name given. 
  2. Take a picture of your ID. 
  3. Paymaya will than look over and check your application to process your account. It takes 24 hours notice to review your account to approve it.

If, you are minor they will request an ID from the guardian.

The only disadvantage of a minor you will not be able to purchase a card for PayMaya, but you can still use it.

Here is the link for the details of PayMaya:
https://www.paymaya.com/

You can also have a card just like a credit card and place in your wallet. You just need to pay for it. It will be mailed to your home in COD payment for the amount of PHP 250.00 ($5.00) for one card. 

The PayMaya credit card expire every one year of purchase.

GCash is the same thing. Here is their website: https://www.gcash.com/

To purchase a card the payment is PHP 150.00 ($3.00).


Sample of Prepaid GCash


Why do people choose prepaid credit card based on regular credit card? This limits how much you can balance your money wisely. You put funds in your prepaid card by loading them up in any available branches.

The benefit of having a prepaid card you don't owe the bank money when you exceed your payments. You will know how to limit how much you spend.

There is no interest rate.

No hidden charges.






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