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Imagine stepping out of the shower only to find nowhere to hang your towel—frustrating, isn't it?

Carmina realized she had no place to hang her towel after taking a shower. There was no way to drill since the bathroom has tiles. Every problem there is a solution to be solved from how life works we can find something practical that doesn't cost a lot of money. Carmina was able to find no drill rack at  Finest House  TikTok shop for 138.45 pesos ($2.27) not including shipping and handling.  There were no instructions on to do it yet no worries not hard to figure out just remove the cover on the sticker mount on the wall turn the end circular motion to tighten to the wall.  I wanted to see if it was true can hold up your towels and not falling down. NOT SPONSORED. Check out my channel @ Carmina Lifestyle YouTube  and click on the subscribe button for more videos. Thank you for the support.

Money Fund


Money doesn’t grow from trees when we’re little we know nothing where money comes from we only get a portion of our allowance each day from our parents.

We never know our parents work really hard for the money we spend.

Some people spend their money without thinking ahead they realize the money they used up from their allowance is all finished.

When we’re kids we asked, to borrow money from our friends so our parents will not find out.

We pay back our friends when we have sold our toys we no longer play and pay back the friends we owe.

Children ask their parents if their allowance can be increased because the allowance they receive is not enough.

Or they ask to help around and earn an extra income when they want to save up and buy something for themselves.

As we get older and we have a job we need to divide our money to pay our daily expenses and budget our money wisely.

When we have friends asking to go out and our money flow is low we make up some excuse because we don’t have enough money for the week.

I remember when I was single I had no more money and I was really hungry and there was nothing to eat at home.

I remember counting all my coins and going drive through paying in coins all rolled up. I was too embarrassed to pay in person. I am sure everyone had this kind of experience using all our coins from our piggy bank.

The new trend is called, money challenge when you save money every week until you are use to it than one day by placing your coins and excess cash in a canister or piggy bank. You challenge yourself each day to save travel funds or something you want to buy for yourself.

If, you prefer not having the cash at home you can open an savings account without an ATM so you will not have any access getting the money out from temptation.

Some people call it travel fund making sure on your upcoming planned trip is budget separate from your daily expenses.

Some people call it a trip that has planned for themselves or to travel with friends to explore with money saved up.

How does someone start to save money?

Steps to Start a Money Fund:
  • Choose a place where you would like to travel
  • Calculate how much the expenses based on flight, hotel, food and allowance
  • Calculate your daily expenses
  • Figure out your debts and other expense 
  • Estimate how much money you can save up for one week once you can manage one week change the challenege every day until you have complete your goal

Good Luck!






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