Carmina informed Mom Violy that she would visit her home on Saturday, November 8, 2025. She asked if Mom Violy wanted to go out for lunch and mentioned needing to do some grocery shopping due to an upcoming big storm. Mom Violy suggested trying Crisostomo, a Filipino restaurant inside Robinsons Magnolia. Carmina forwarded the menu for her to choose what she wanted to eat, while Carmina already knew her order. I chose pork barbeque served in a set of three pieces with a vinegar dipping sauce. I skipped rice and opted for lumpiang hubad, fresh lumpia without a wrapper, topped with peanut sauce. Mom Violy initially craved the classic Pinoy paella, but when it wasn’t available, she decided on sinigang na baboy with an extra serving of rice. A family member chose sisig with garlic rice. Carmina enjoyed her meal with Mom Violy and particularly liked the lumpiang hubad , though she kept wondering why it had no wrapper. I explained that it’s called "naked" because it’s served witho...
Money doesn’t grow from trees when we’re little we know
nothing where money comes from we only get a portion of our allowance each day
from our parents.
We never know our parents work really hard for the money we
spend.
Some people spend their money without thinking ahead they
realize the money they used up from their allowance is all finished.
When we’re kids we asked, to borrow money from our friends
so our parents will not find out.
We pay back our friends when we have sold our toys we no
longer play and pay back the friends we owe.
Children ask their parents if their allowance can be increased
because the allowance they receive is not enough.
Or they ask to help around and earn an extra income when
they want to save up and buy something for themselves.
As we get older and we have a job we need to divide our
money to pay our daily expenses and budget our money wisely.
When we have friends asking to go out and our money flow is
low we make up some excuse because we don’t have enough money for the week.
I remember when I was single I had no more money and I was
really hungry and there was nothing to eat at home.
I remember counting all my coins and going drive through
paying in coins all rolled up. I was too embarrassed to pay in person. I am
sure everyone had this kind of experience using all our coins from our piggy
bank.
The new trend is called, money challenge when you save money
every week until you are use to it than one day by placing your coins and excess cash in a
canister or piggy bank. You challenge yourself each day to save travel funds or
something you want to buy for yourself.
If, you prefer not having the cash at home you can open an savings account without an ATM so you will not have any access getting the money out from temptation.
Some people call it travel fund making sure on your upcoming
planned trip is budget separate from your daily expenses.
Some people call it a trip that has planned for themselves
or to travel with friends to explore with money saved up.
How does someone start to save money?
Steps to Start a Money Fund:
- Choose a place where you would like to travel
- Calculate how much the expenses based on flight, hotel, food and allowance
- Calculate your daily expenses
- Figure out your debts and other expense
- Estimate how much money you can save up for one week once you can manage one week change the challenege every day until you have complete your goal
Good Luck!
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