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Craving the best biscotto from Iloilo? Discover Mom Violy’s top pick and where to order it online in the Philippines now.

After coming back from our Iloilo vacation Mom Violy was telling Carmina she had liked the biscotto and would like to know where to purchase it online. Carmina found  Iloilo's Best  Online Shopee Philippines that sells in variety of sets to choose from individual, two sets or three sets for a different price. Carmina had informed Mom Violy might as well get the set rather paying individual since she wanted three pieces paying the price of 429.00 pesos ($7.27) not including shipping and handling. NOT SPONSORED. Check out my channel @ Carmina Lifestyle YouTube  and click on the subscribe button for more videos. Thank you for the support.

Money Fund


Money doesn’t grow from trees when we’re little we know nothing where money comes from we only get a portion of our allowance each day from our parents.

We never know our parents work really hard for the money we spend.

Some people spend their money without thinking ahead they realize the money they used up from their allowance is all finished.

When we’re kids we asked, to borrow money from our friends so our parents will not find out.

We pay back our friends when we have sold our toys we no longer play and pay back the friends we owe.

Children ask their parents if their allowance can be increased because the allowance they receive is not enough.

Or they ask to help around and earn an extra income when they want to save up and buy something for themselves.

As we get older and we have a job we need to divide our money to pay our daily expenses and budget our money wisely.

When we have friends asking to go out and our money flow is low we make up some excuse because we don’t have enough money for the week.

I remember when I was single I had no more money and I was really hungry and there was nothing to eat at home.

I remember counting all my coins and going drive through paying in coins all rolled up. I was too embarrassed to pay in person. I am sure everyone had this kind of experience using all our coins from our piggy bank.

The new trend is called, money challenge when you save money every week until you are use to it than one day by placing your coins and excess cash in a canister or piggy bank. You challenge yourself each day to save travel funds or something you want to buy for yourself.

If, you prefer not having the cash at home you can open an savings account without an ATM so you will not have any access getting the money out from temptation.

Some people call it travel fund making sure on your upcoming planned trip is budget separate from your daily expenses.

Some people call it a trip that has planned for themselves or to travel with friends to explore with money saved up.

How does someone start to save money?

Steps to Start a Money Fund:
  • Choose a place where you would like to travel
  • Calculate how much the expenses based on flight, hotel, food and allowance
  • Calculate your daily expenses
  • Figure out your debts and other expense 
  • Estimate how much money you can save up for one week once you can manage one week change the challenege every day until you have complete your goal

Good Luck!






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